Everyday, I get letters from people, recieve calls and generally interact with people accross different class divides and age ranges. These letters are usually in 2 categories, there are letters that involve a request and letters that are simply saying thank you and showing appreciation. I also get questions, comments, enquiries, e.tc. Yesterday, I got a letter from someone that I have his permission to share and respond for him and all who occupy a similar circumstance to read.
Here is the letter, read carefully and find my response below.
“Chairman,
How you dey? How’s business and family?
Sorry, i’ve been out of touch. Its not just because of time constraints, but as a result of the fact that i didn’t know how to ask the questions i’ve been wanting to ask. Its been an issue of the right questions create the right answers. That kind of thing.
By the way, what we talked about resumed yesterday, thanks for your suggestion. I used what you recommended and it worked. God bless you so much for ur wealth of knowledge and depth of experience. God bless.
In this mail, i’ll be asking the right questions. Kindly take time to answer me- don’t rush. Thanks.
I’m in a fix- financially. Pareto’s principle has caught up with my income and my financial goals for the year have been elusive. I planned to increase my flow of income thru the haulage biz and forex but the loan i wanted to get for the former was not approved and the guy i invested in his forex biz has messed up by not giving me my returns. I invested $2000 in February, to be receiving a repayment of $400/month starting May but the guy trading the biz has been giving me stomach-upsetting excuses.
I know that i desperately need new income streams, moreso that our baby is coming pretty soon. A lot of needs are still outstanding and there seems to be nothing remaining to cater for any other thing. I usually get a loan from my wife before the end of the month. What do u suggest? What do i do to generate money?????????
Second, i know i’ve got stuff- intellectually. My pastor’s current series on Real Money has been thought-provoking. I know i have value but i’m yet to realise how to trade them for money. So how do i convert this to real money and, what do i need to do to keep adding value to myself?
As per working in XXXXXXXXX, i know its time to still stay here and learn. I have my eyes on enterprenurship ultimately but God told me a few months ago that i should still be here for now. But i want to make some passive income by the side cos i cant depend on my earnings here.
Questions, questions, so many questions. I need your counsel, brother.
Warm Regards,
Itfitbeu”
When I read this letter, I was touched for him, but not only him, it’s not my first time listening to these same thoughts, or offering advice on similar issues. I’m going to identify the key issues and give a structured response to what I believe my friend should do. I’m going to also share the basis for my thoughts and why I think this will work.
Key Issues
1. Financial Fix
2. Developing Personal Value and Converting Value to Money
3. Passive Income by the side
My Response,
My Dear Brother,
Thanks for sincerely sharing your heart. My family and business are fine, thanks also for asking.
I quite understand what you are going through, I have had a little experience with those thoughts and realities as well. I quite appreciate your being candid, that’s indeed the first step. Once you are able to come to terms with what exactly the current situation is, and can be frank with yourself, you are well on your way to a lasting solution.
I hope you will be as sincere in taking my counsel as you have been in sharing the problem with me. Many people have problems, but when the solution comes they cower, because they are unwilling to pay the price of success. It makes me ask, “How badly do you want it?” If you don’t really want what you say you want, it will show in your response or the action you chose to take after this. Please find my thoughts below.
1. Don’t rush out of a fix
Life is not mono-seasonal. There will always be summer and winter, there will always be a time when the seasons will be in your favour and times when it will not be in your favour. We cannot alter the seasons, but we can plan with them. Wisdom is the management of seasons, not the anhilation of them. The biggest mistake we make when in a financial fix, is to want to get out of it in too much of a hurry. This is a sure reciepy for making bigger mistakes and running into bigger troubles. Are you in debt, give yourself a 1-2yrs exit plan. Anything that gives you an idea that will clear it in 3 months will put you into bigger trouble. The richest man in the world has debts, the richest man in Nigeria has debts, it’s not the absence of debt that makes a man rich, it’s the management of debt. Get out of the fix slowly, no shortcuts.
2. Learn from your mistakes
I have lost tens of millions in various kinds of investments. I know the feeling of loss as well as the joy of gains. I know what if feels like when a debtor stops picking your phonecalls, or when your investment specialist begins to sound incoherent. I’ve been there, done that, bought the T-shirt, but I learnt my lessons. Some of those lessons cannot be shared for free 
(you must bring thousands of dollars and venison to the feet of the masters, and then their mouths will open ) More seriously though – if I shared the lessons here, you would undervalue them, the words will read like English but you will not understand them. Let me give you a few just to drive home my point. “The person is more important than the idea”, “When you give your money to another on whatever terms, record it as a loss”, “The best investment you’ll ever make is in others, nothing else compares”. Now each of these quotes deserve their own books, when we see we can talk elaborately.
3. Get involved with Network Marketing
Let me sound it clearly here, that you do not even need to join one that I am involved with. Join anyone that is legitimate, and gives you an opportunity to earn passive income for life without a limit to over how much depth you can earn. Legitimacy is a function of functional product and credible people – a network must create a network of the kind of people that appeal to you. It is a known fact world over, that out of the 5 known ways to create passive income, this is the only one that is available to people who are not millionaires in dollars. It’s not clear to many yet, our colonial masters would have us forever slaves, and taught us that progress was employment. It’s not, progress is freedom – ask the tailors or hairdressers. Network Marketing is a vehicle that drives to financial freedom, you might now want to check out the brand that you should drive. It may take time for the world to realize it, but it’s as simple a decision as openning a bank account. It’s not wether you will not open, it’s which bank do you want an account with. I’m involved with a few, but I’m actively driving Holidays and Cash. In these not so good days, I’m already closing in on almost a million weekly. I can promise you that, that will not happen for you suddenly. If you are willing to commit 1/8 of what you put into your work, you can be earning over $1000 extra in 6 -12 months. Remember, no rush! Again you don’t have to join through me, join through someone who will have time for you. You can involve me in discussing with the person.
4. Gaining Value Personally and Converting it.
There are two great channels to personal development. One is relationships and the other is reading. Whatever you do that makes you meet other people or mandates you to read is vital for your development. The process of value conversion requires exchange. You bring what you have to the market and it’s bargained for. Crucial to any of such processes is an understanding of the sales process. When you break it all down to the basics, it’s a question of what do you have to sell – your skills, your looks, your education e.t.c. Don’t follow the crowd to speak evil of selling, realize that everybody needs it and embrace it. Your sales ability can determine the difference between poverty and wealth. Gain value and learn how to market it.
My brother, I obviously have not rushed it, as my mail is getting too long already. These are my urgent recommendations. I would also suggest you can collaborate with a few other people to still get involved in the haulage business. Know surely however that there is no business in the conventional model of business that doesn’t have it’s bad days. Whatever you are not willing to lose should not be staked, but nothing risked nothing gained.
I hope your questions are answered satisfactorily, if they are not, please feel free to ask for more clarification and I will be delighted to help in any way I can. Please give my regards to your wife as well.
Kind Regards
Adeolu Akinyemi
Truly, e fit be me!
Weldone Adeolu, your response is full of wisdom and sound experience, surely if it is being used as prescribed, i believe success is guaranteed.
Deolu, God bless you for this candid advice. How do I re-publish it on my site? It is a wonderful piece of encouragement. More of these bro….. There is hope for Nigeria. For the brother going through this difficult times, follow his words and DONT GIVE UP!
Chairman has done it again.
My favorite point here is “learn from your mistakes”
Most people are too busy whining about their mistakes to learn from them.
We must turn mistakes into stakes with which to support our future.
My o my!
Sir, you are truly unique in your own way. After i read the letter, i tried to form an answer in my heart before reading your response.
I must tell you that even though this is not my experience but i have learned from it.
Thanks for sharing your thoughts. This will go a long way to impact people for good. This is classic and it wont fade with time.
Thank God there is someone that is ready and willing to answer questions. Thank God for Deolu. The letter was actually written for so many people. He is not alone. He is not the only one caught in the web. There are others more confused as he is. The good news however is that God is using Deolu to provide solution. Indeed, this may not be the best time for him to jump out of the box but to think out of box. There is solution inherent in every difficulty. Remember to pray without ceasing. God knows there will obstacles on the way, hence He promised to make a way in the widerness. God is using Deolu to give the direction, please follow. If you want to join a Network Marketing, I wish to recommend holidays and cash, contact me. You will not regret.
1. My plan of financial freedom was created in 2008 and spans till 2015. Just as you said, Rome wasn’t built in a day; ours wont be different. We all need time to reach ou goals and inability to reach in within set time is not a proof of failure. I think we all need to know this.
2. I think we all should focus more on buz where part, if not most, of the strings are in our hands. That is what i call true freedom; not committing your future into someone else’s hands. If you fail, you’ll have your self to blame DIRECTLY and not someone giving you flimsy excuses. This also is a function of education, experience and planning.
3. As for our friend, your best days are still ahead, don’t give up.
4. To the CHAIR himself, i say MORE GREASE!!!
“The person is more important than the idea”, “When you give your money to another on whatever terms, record it as a loss”, “The best investment you’ll ever make is in others, nothing else compares”.
Nuggets indeed, This is a course on its own, well done Baba D.
Thanks Deolu, your words are just what i needed. “cept that the writer is male, i amost thought i wrote you a letter subconsciously. God bless you
Good talk.
Can i join any of you Networking? Tell me more about them. Your information as saved life not just for our friend but for so many poeple in the same shoe with him. Thanks for the advice. God will continue to bless you Love you CHAIR the great man.
Oh yes you can. Are you ready?
Deolu you’re always spot on. More grease to your elbows.
its soothing to know that i am not the only one going through similar problem like this. one of the problem i have is how to convert value into money and also in generating passive income. i have put my money into forex trading and it went so bad. i think i have learnt some key lessons i will make use of from your response.i know that many of us want to achive financial freedom but i dare say that it is not easy or(at least for me) majorly because after an investment that went bad, i will immediately rush to the next one again. thank you so much sir. you will hear of my financial breakthroughs very soon.
Very educative piece! I would like more details on the networking bit because I want to get started! God bless you.
This directly addresses me, seriously! This is another timely master-piece. Thanks. This is soothing and practical. Things one know but need to be reminded when really in the thick and thin of things. Thanks for sharing and kudos to this friend of yours too for sharing. God bless.
My brother, thanks for impacting lives in every way.
I will start with this > Always look at what you have left,never look at what you have lost.
Robert Schuller(Clergyman). You just have to learn from your mistakes and make up your
mind not to fall into such errors again. Then like chairman has said have a plan.slow but
fast wins & innovation wins the race these day. All the best and remember your best is
yet to come, dont give up.
Sir,you just address millions of people thought.Thank you sir once more.
The one problem I find is at the root of people in such fix is the lack of consistency. I have being with the forex market, full time for the past 2 years. It’s beginning to pay for daily. I’ll recommend that the above subject finds one area of life where his skills aligns & commits to it as if is life survival depends on it.
The one problem I find at the root of people in such fix, is the lack of consistency. I have being with the forex market, full time for the past 2 years. It’s beginning to pay off for daily. I’ll recommend the above subject finds one area of life where his skills aligns & commit to it as if his survival & that of his family depends on it! Consistency as important as profits!
Candid advice here. It sound great and teaches a lot of lessons. keep it up
If the solutions or advice that you have proffered doesn’t help, then any other won’t help. This is great, refreshing and insightful. God bless you.
Fantastic reply sir,we are sooooo blessed to have u.
how are you chairman?what is network marketing really about?how can i be involved
‘The person is more important than the idea’ . Chairman, when can I order for the book?
I’m the first to book for this bestseller. DEEP THOUGHTS…………
Dear Biodun, I don't know if you ever heard about Holidays and Cash. If not, then it is my bad. I'll call you soon and we can talk about this.
You can send $1000 to my account… it will motivate me to start
point number 2 seems to be a fix for everybody. so many people just get stuck in the middle. good job deolu.
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Thank God i did not miss chairmans responce.This guys problems are just as same with mine.I think i see reason and wisdom in chairmans responce.I hope to get insight into your responce on a private capacity chairman.
It is well.
Everyday, I get letters from people, recieve calls and generally interact with people accross different class divides and age ranges.
Thanx Deolu. thse are trully questions that remains unanswerable in the minds of huge numbers of nigeria
Big kudos to u bros.i have met a lot of people who want to make it out of life but not ready to pay the price.You are a pacesetter and a mentor to many nigerian youths,pls maintain your integrity and credibility.Your response is filld with wisdom.
Na wa oh. True wisdom is given here.
i've missed your post for a while now, but i can say i feel refreshed always anytime i read your blog. your wisdom gets enlarged daily deolu, Thank God for you. The words of wisdom shall never cease. i stopped MLM when the Clubfreedom era went down slope but i guess its because of my team. as you say, we all need to open a bank acct it now boils down to which bank. i'll look and ask carefully this time around. thanks D.
Candid advice for the wise!
Oga Dee, how can I improve my selling skills? I'm lacking in this area… I need help!
Hello my name is mark perry i am register loan lender i offer any kind of loan to individuals company firm etc,i give out loans at a low interest rate of 3% i offer any kind of loans home loan, company loan, start up loans, etc,so if you are having problems making ends meet do contact me via email. unionhomeslendingoffers@gmail.com
sir, that was a very brilliant & experienced reply. god bless u.
There's something that strikes me strongly about point 3…..itfitbeu, pls check this out quickly. It can save your life…….http://www.holidaysandcash.com/bussee
CM,
God bless you and continue to increase your wisdom
some real words from an epitome of everything motivating
Saw a picture of Holidays and Cash on Punch Newspaper. in it were Prof. Pat Utomi, Deolu and a thrid person. HAving done Diamond Cashclub before, how genuine is H& C? Who owns it…Prof Utomi. How do i pay if its so real
Deolu baba, hat was highly enlightening. Pls i need more info on the networking thing. God bless
this is my fist time of visiting this site but its like you are the solution to my migraine, i think i am on the right course, the Lord almighty shall continue to refreshes your insight in Jesus name , amen.
This is wonderful as usual. Chairman! more power to ur elbow!
Didn’t know u could be this encouraging. good to know I’ve got a counselor at my finger tips.
Thanks for your help.
Success
it amazing how these tips flushes out shades and shadows before you. it puts the light right in front the person.what matters is whether the preson is ready to go.
i am ready.