July 17, 2010

How to Build Sustainable Wealth


Money Tree

The more I think about the way the world works, and the invisible hand that works the world, the more I am awed. It’s so interesting that the resources exist for all who care to be wealthy to truly be wealthy. It is amazing that there are enough resources on the planet to make everyone wealthy, yet less than 10% of the world control more than 90% of it’s resources. The earth is on course, it stays it’s course under the influence of forces that are backed up by explainable laws. In the same consistent way, every process on earth is backed by principles. If you know the principles and laws governing a result, you can always replicate it!

I don’t know if it excites you as it  excites me, that $1 kept at 20% per annum can become $1million in 75yrs. If it is managed at even 3% it can still become $1million in 468yrs. I’m sure you think this is too long a time, but look at it this way. It means everybody can own and build a foundation. I can give $1 to my bankers, and write a will to back it, instructing them to give away $30,000 yearly on my behalf  once  my money has become $1million. If  we are  more consistent with our savings and educated with our investments, we can all become multi millionaires in our lifetime. To build sustainable wealth has a how to, I cannot claim I am there, but I can say I’m on the path. The little advice and ideas that I share here, if put to use, will be of tremendous value to someone. Maybe you, maybe someone else you know that you can send this link to.

To build sustainable wealth, here are the key things you should do. Continue reading

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July 15, 2010

How to Expand Your Business


This was the topic of my presentation to an exciting group of entrepreneurs earlier today. Think about this topic and the things I shared with them, I realize this information would be useful to a lot of people. Some of those people are reading this directly, and some others need to refer people to this link so that they can come and read as well. In the next few days, I have a few “How to’s” in my mind to share. These are really easy things that if you know and practice can make a lot of difference in your business and in your life.

The first ground rule however, if you truly want to learn, is to first empty your cup. You will not learn anything new, if you assume you already know. Knowledge or the assumption of it, is the greatest hindrance to more knowledge. As teacher students – the most excellent type of student, the one that listens to become a teacher, we must constantly humble ourselves and learn. We must not let knowledge puff  us up and make us resistant to new information. The day the seal of knowledge locks our ears, is the day we become useless and irrelevant to new possibilities around us. 20yrs experience as an employee does not equate to years of experience running a business. Sometimes the way up, is down. Never let any level of knowledge rob you of what you don’t know. There is no fool, like an old fool. Once you have laid aside your prejudices, let’s delve into how you can expand your business. Continue reading

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July 12, 2010

Do You Belong to A Cooperative?


Based on popular demand to become a part of a cooperative, I have decided to make this public. Anyone who joins the cooperative now, gets an opportunity to be one of the most senior people in the cooperative. Together we can grow our income and compound it. To be a part of this, you need to be a distributor with Holidays and Cash. There are many benefits to being in a cooperative, I strongly recommend that you become a part of anyone or this one if you really want to build lasting wealth. We will not be investing in anything short of Real Estate, Trading or Transportation. We’ll be leveraging on the best minds in the world to take decisions, and be leveraging on experiences from failed attempts.

Are you interested in any of these benefits?

Cooperatives are one of the best ways to starting the journey to financial mastery. Cooperatives, well run ones give you the following benefits.

1. An opportunity to develop a savings culture – you’ll be amazed what N5,000 per month for 30yrs at 20% interest per annum equates to. (Over N14 million)

2. It gives you an opportunity to be a part of big deals, and to become aware and hence find it easy to become wealthy.

3. It offers you an opportunity to learn about finances, you belong to a group of people at different stages of their development, you get to have the benefit of what others know.
4. A legitimate opportunity to make mouth watering interests twice a year, playing big in opportunities that small people don’t even see.
5. An opportunity to get loans at the lowest interest rates in town.
We have a cooperative that is easy to Join. You first need to be a part of our network (we are currently about 18,000), and then you can start saving as little as N5000 monthly. If you like you can invest in the cooperative shares as low as N50,000 one off.

Continue reading

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July 12, 2010

Ghosts of My Girl Friends Past


It was 1 am in the morning and the TV in my room was on, I had seen the advert for the movie and had been a little curious. I had a flight for 9am the next morning, and staying awake to watch the film meant that I might not sleep until 3am, would wake up by 5-6am and pack my bags to get to the airport for 8am so I can catch the flight to Warri. It’s going to be working a tight rope, but I gave in to the temptation to watch, and guess what, it was worth it.

The key story in the movie was of a guy – a player, who did not believe in love or the institution of marriage, and had become a serial boyfriend… getting into relationships strictly for the short term value. He always ensured he didn’t get his heart or feelings involved, he had learnt from his uncle the master player, to be exceptional in the art of seduction. He had become lethal, he was great in his game, and he didn’t care much for settling down. His life seemed to go well, until one critical night. That night he was in town to attend the wedding ceremony of his only brother, there were lots of bride maids to kill time with, the wedding planner was an ex-almost-girl friend. The stage was set for one of his normal nights, but not this night. He goes into the gent, and there meets a ghost, the ghost of his player uncle, who came to show him, that this type of life he’s living does not have a good end. Continue reading

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July 1, 2010

Mum, It’s 1yr Already


Today makes it one year that you passed on ahead of us to eternity.  For us, it’s been one year, but for you it’s today. You are in a land where time does not count, you are with a God who is timeless, and a place where the sun neither rises no sets.  I have missed you mum, there have been many times I wanted to tell you how I’m doing, and get comfort from seeing that assuring smile on your face. Many times I’ve wanted to share a story, an encounter or a victory, but I know you are with the cloud of witnesses, so I’m sure you don’t miss a beat.  Life is full of challenges mum, as always, but you know I’m more than a conqueror. I know enough from watching you and studying my Bible, that victories don’t happen when we are not challenged.

I know I’m going to see you again,  that does mean I’m also going to die, that thought fills me with a sense of responsibility to ensure that I live my life leaving the right legacy. I know it’s you that should be proud of me, being that I came after you… but I’m so proud of you mum. Thinking of how you spent your 56yrs on earth is so inspiring for me. You lived a complete life, you were not merely successful, you were great! The lives you touched without the use of the internet is a challenge for me with the internet. Today my mind is filled with thoughts of you, I’m currently on the road on a 3hrs drive to the place where you were buried. Continue reading

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